Fundsstaynon-custodial.
Our security model
- Non-custodial by design. MettaPay never takes possession of user funds. All movement is wallet-signed and on-chain.
- Programmable escrow. Funds held in escrow are governed by audited smart contract templates with explicit release, refund, and dispute paths.
- Defense in depth. TLS in transit, encryption at rest, role-based access, audit logging, two-factor authentication, and least-privilege service accounts.
- Compliance. KYC/KYB, sanctions and address screening, transaction monitoring, and SAR-ready record keeping.
Audit status
MettaPay is currently in internal review. A third-party smart contract audit is planned before mainnet escrow volume scales. We will publish the audit report and remediation summary on this page once complete. We do not and will not claim audits we have not received.
Supported wallets
MettaPay connects via WalletConnect v2 and standard EVM wallet providers, including:
- MetaMask
- Coinbase Wallet
- Rainbow
- Trust Wallet
- Ledger & Trezor (via WalletConnect or MetaMask)
Reporting a vulnerability
- Email: security@mettapays.com
- Response SLA: initial reply within 5 business days
- PGP key: available on request
- Machine-readable contact: /.well-known/security.txt
- See our Responsible Disclosure policy
Incident response
In the event of a confirmed security incident affecting user funds or data, we will notify affected users within 72 hours of confirmation, publish a public post-mortem, and coordinate with regulators where required.
Acknowledgments
Researchers who responsibly disclose verified findings will be credited here, with permission.
What MettaPay will never do
If anyone claiming to represent MettaPay does any of the following, it is a scam — disconnect, do not sign, and report to security@mettapays.com.
Ask for your seed phrase
DM you out of the blue
Ask you to sign off-domain
Ask you to send funds to "unlock"
Offer airdrops or giveaways
Run support outside the app
Found something? Tell us.
Safe-harbor researchers are welcome. We reply within 5 business days.
